Which type of failure is NOT covered under Equipment Breakdown Coverage?

Equipment Breakdown Coverage is designed to protect against various types of losses that occur due to failures in the equipment covered by the policy. This coverage typically encompasses mechanical failures, electrical failures, and heat pressure failures, which are all unintentional breakdowns that can happen during normal operations.

Maintenance-related failures, on the other hand, are not covered under Equipment Breakdown Coverage because these failures often occur due to improper upkeep of the equipment. The underlying principle is that if a failure is a direct result of inadequate maintenance, it suggests a lack of proper care or oversight, which results in the breakdown. Insurance policies generally exclude losses that stem from negligence or operational inadequacies of the insured, which is why maintenance-related failures fall outside the purview of this coverage.