Which of the following Coverages is designed specifically for structures that are not attached to the primary dwelling?

Coverage B is specifically designed to cover structures that are not attached to the primary dwelling. This typically includes things like garages, sheds, fences, and other outbuildings. The purpose of this coverage is to provide protection for these additional structures on the property, which can be subject to various risks such as fire, theft, and weather-related damages.

Understanding this distinction is crucial for homeowners, as it clarifies what is included in their homeowners' insurance policy. Coverage A generally pertains to the primary dwelling itself, while Coverage C covers personal property within the home, and Coverage D relates to loss of use if the home becomes uninhabitable due to a covered loss. Knowing the specific roles of each coverage type is essential for ensuring adequate insurance protection for a property.