Which form is known as the Special Form in Dwelling Policies?

The Special Form in Dwelling Policies is known as DP-3. This form provides comprehensive coverage for a dwelling and its contents. It typically includes coverage for a broad range of perils on an "open perils" basis, meaning it covers all risks of physical loss or damage except for those specifically excluded in the policy. This level of coverage is more extensive than the other forms of Dwelling Policies, such as DP-1, which is a basic form providing named perils coverage, and DP-2, which offers more coverage than DP-1 but is still limited to named perils. The strength of DP-3 lies in its ability to cover various risks without the policyholder having to worry about every specific peril that might occur, making it especially attractive for homeowners looking for broader protection.