What is the building limit for Regular flood insurance coverage?

The correct answer reflects the maximum amount of building coverage available for a residential property under the National Flood Insurance Program (NFIP). For properties covered by the NFIP, homeowners can secure flood insurance coverage of up to $250,000 for the structure of their home. This limit is designed to provide sufficient financial protection to homeowners who face flooding risks, reflecting the estimated costs to repair or rebuild in the event of a flood.

This limit is specifically associated with residential properties, distinguishing it from commercial properties, which may have higher coverage limits. It's important to understand this coverage adequately serves homeowners, ensuring they have a safety net against the devastating financial impact floods can cause. Other options provided do not align with the limits established by NFIP for building coverage and are therefore not applicable in this context.