What information is typically included in the declarations of an insurance policy?

The declarations section of an insurance policy serves as a summary of key information and provides essential details about the policy itself. It typically includes specifics like the named insured (who), the property or risks insured (what), the policy period (when), the location of the insured property (where), and the coverage amounts or limits (how much). This section is the cornerstone of the policy, presenting crucial data that helps the policyholder understand the scope of their coverage at a glance.

While other sections of an insurance policy may contain claims details, cancellation terms, or endorsement summaries, these elements do not belong in the declarations. Each of those components has its own designated section within the policy, which provides clarity and organization. The declarations focus specifically on summarizing the fundamental aspects of the insurance contract.