Dwelling Coverage E is found in which policies?

Dwelling Coverage E is specifically associated with the DP-2 and DP-3 policies under the Dwelling Policy program. This coverage encompasses the protection for personal property that is not attached to the dwelling itself and is typically included in broader dwelling policies meant for rental or investment properties.

DP-2 and DP-3 are more comprehensive forms of coverage compared to DP-1, allowing for varying levels of insurable interests and protections. While DP-1 provides very limited coverage primarily on a named perils basis, the DP-2 and DP-3 policies offer coverage for more types of risks and allow for varying limits.

Understanding the structure of these forms helps clarify which policies are suitable for specific insurable interests, such as rental properties versus owner-occupied homes.